Our Process

 If you’re thinking about retirement, already retired, or simply looking for guidance in organizing your financial life, we’re here to help answer the questions that matter most. From “Will I run out of money in retirement?” to “How can I minimize my taxes?” to “Is my investment portfolio truly aligned with my goals?” — we aim to bring clarity and confidence to your financial future.

For those seeking to work with a financial planner, we offer a no cost or obligation review of your financial situation, before you trust us with a single penny of your nest egg. We want you to feel comfortable with our team and how we operate.

1. Intro Phone Call

A quick 15-minute call to make sure we’re the right fit for each other and to confirm that we can provide value for your specific financial situation.

2. Initial Meeting

We’ll sit down together to discuss your goals, concerns, and current financial picture. The questions you bring to us, along with the documents we request, will guide this conversation and help us understand what matters most to you. That will give us valuable information so we can start to build a plan tailored to your goals.

3. Our Analysis Process

Behind the scenes, we will apply decades of industry experience to do a thorough review of your financial life - where we focus on answering these key questions:

  • Can you afford to retire with confidence?
  • Can your personal tax situation be improved?
  • Should your investment portfolio be altered or reallocated?
  • Are there risks to your plan we can help reduce or eliminate?

4. Rough Draft Planning Meeting

Here we review our initial recommendations and explore possible adjustments to your investments & financial plan. The goal is to answer your top financial questions in plain English and fine tune the strategies to put you on the path toward your top goals.

5. Take Your Time

We know these are big decisions, and we are in no rush for you to have to make a decision. That’s why we give you the time and space to process everything without pressure. Please take the time to consider whether you like/trust/respect us and that you understand the benefits & services we provide. When you’re ready, we’ll be ready.

6. Implementation

Once you decide to move forward, we will answer any last onboarding questions and will begin putting your plan together. This is where we put into action the next steps towards your vision of financial success. Here we will start to complete our new client paperwork and make any necessary adjustments to your plan.

~ Please know, by the time we get to this point in our process that we would love to work with you. But if at any point during this process you feel this is not a good fit for you, then we will wish you all the best and all the financial success moving forward. Our goal is to put you in the best financial situation to succeed, so there is never a hard sell or a pressure to say yes before you are ready to work with us & trust us with a single penny of your hard-earned nest egg. We know this is a long-term relationship, and that comfort & trust are everything! 

If you have a specific question or want more information, click on "Contact Us" or drop us an e-mail message at travissmyczynski@afpadvisor.com We are sincerely here to help you! ~